Quidkey enables account to account (A2A) payments. Our predictive algorithm surfaces the customer’s bank at checkout, so they can pay directly from their bank. Focus on your product, and we make sure you get paid.
Reduce fees by eliminating intermediaries.
Reach 500M+ customers effortlessly.
Simply install the plugin and you're done.
Streamlined checkout process, reduced payment failures, higher customer satisfaction.
Increase revenue and reach new customers, markets, and opportunities.
Instant access to revenue, enhanced cash flow, greater financial flexibility.
Bank-owned security with top-tier encryption and secure payment gateways minimizes fraud-related chargebacks and disputes.
Quidkey predicts and auto-selects customer bank for payment.
Customer authorises payment via their bank app.
Payment is complete.
Quidkey is a bank-branded payment solution that predicts and auto-selects the customer’s bank at checkout, simplifying the payment process while enhancing security and customer trust. If Quidkey is unable to accurately predict the customer’s bank, the system seamlessly reverts to the merchant’s settings, ensuring a smooth and uninterrupted checkout experience.
Quidkey is available to merchants worldwide selling to UK and EU customers. We handle FX and cross-border payments seamlessly. A closed beta is underway for US customers, with more markets coming soon.
Quidkey offers competitive and transparent transaction fees to help you maximize your profits. We charge just 1% + £20p/€20c for domestic transactions and 3% + £20p/€20c for cross-border transactions, depending on the country of the customer. With no hidden fees, Quidkey ensures transparent and cost-effective payment processing. For full pricing details, please visit our pricing page.
Yes, Quidkey is built with security at its core, ensuring that every transaction is safe and your customer’s data is protected at every step. With Quidkey, customers’ banks manage the identification with SCA - Secure Customer Authentication -, verification, and secure processing of payments directly to your merchant account. By adhering to global payment security and privacy standards, Quidkey ensures that all transactions are secure, providing peace of mind to both merchants and customers.
Domestic transactions settle instantly in the UK and within one business day across the EU. Cross-border payments typically complete in 1–2 business days, depending on the customer’s bank and location. Quidkey offers the fastest settlement times in the market.
Create an account with Quidkey then install our plug-in with our simple one-click installation process.