Insights on pay by bank, clearing infrastructure, and programmable treasury.
From 1 October 2026, Australian merchants can no longer surcharge Visa, Mastercard or eftpos. Here's what changes, what it costs, and how to prepare.
PayTo is Australia's real-time bank payment system. Learn how it works, the fee savings, how it handles fraud, and how to add Pay by Bank to your store.
AI agents can do real work but can’t safely spend money. Bounded financial authority is the last missing primitive — and it’s hiding in plain sight.
Quidkey Payment Links let businesses request instant Pay by Bank payments with a shareable link, real-time tracking, and no integration required.
Part 3 of our US open finance series explains what it actually takes to build Pay By Bank in the US, from ACH risk and reversals to cross-border acceptance.
Quidkey is now an approved Shopify payment partner. Add Pay by Bank to your checkout in a few clicks — lower fees, faster settlement, and one-click refunds.
The CFPB issued Rule 1033 to make consumer financial data access a legal right. Learn its current status and how Quidkey simplifies open finance.
How we built and shipped the new Quidkey website in a single day using Claude Code and Cursor — and how our team now maintains it directly from Slack.
Learn how open finance in the US works, how it differs from EU/UK open banking, and how Quidkey solves fragmentation for global A2A payments.
Quidkey launches Pay by Bank refunds for Shopify merchants. Issue instant refunds from a dedicated balance without manual bank transfers or extra steps.
Quidkey completes SOC 2 Type II audit by Sensiba LLP, validating enterprise-grade security for API-driven global payments infrastructure.
COO Bhavna Saraf explains how Quidkey uses APIs and AI to transform open banking into merchant-ready A2A payment solutions.
Quidkey and Tryp.com partner to deliver instant settlement and 3x lower payment costs for travel bookings using Pay by Bank.
Learn how Open Banking enables real-time settlement, seamless refunds, and loyalty rewards to improve merchant cash flow by 15-30%.
Quidkey partners with TransferMate to offer merchants a faster, cheaper alternative to card payments using global A2A infrastructure.
Pay by Bank lets customers pay directly from their bank. Lower fees, instant settlement, no chargebacks. Learn how it works globally.
Accept Open Banking payments in the UK with instant settlement, no chargebacks, and lower fees. Complete guide for UK merchants.
A2A payments offer 70% lower fees than cards, instant settlement, and zero chargebacks. Learn why UK merchants are switching.