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Extend your Pay by Bank coverage where you don't have rails.

Quidkey gives PSPs and fintechs the rails, accounts, and merchant tooling to launch Pay by Bank, US local settlement, embedded checkout, and Shopify access without rebuilding their stack.

  • White-labeled under your brand
  • US, UK, EU, AU market access
  • API first, portal optional
  • SOC 2 Type II audited
Book a partnership callPartner offering
9:41
northgate-goods.com/checkout
NORTHGATE GOODS
Court Runner, Blue
Size 10 · Qty 1 · Free returns
$149.00
PaymentSecured

Trusted by merchants. Powered by partners.

SKUTopia logoSKUTopia
TransferMate logoTransferMate
Grace & Co logoGrace & Co
Tryp.com logoTryp.com
Visa
FumoPay logoFumoPay
Shopify logoShopify
NetSuite logoNetSuite
QuickBooks logoQuickBooks
Partner offering

Pick what your stack is missing.

Four building blocks. Take one or all four, white-labeled under your brand.

Shopify access

Offer your merchants a white-labeled Shopify payment app for Pay by Bank at checkout — a channel Shopify Payments locks others out of.

Settlement & refund accounts

Give merchants local collection, settlement, and refund accounts in the US, UK, EU, and AU.

Extended Pay by Bank coverage

Use your own rails where you have coverage. Use Quidkey, white-labeled, in the markets you do not support yet.

US Pay by Bank for non-US merchants

Help eligible non-US merchants collect from US customers with Pay by Bank and local US accounts. No US legal entity or US UBOs required.

US PAY BY BANK · DEDICATED FOCUS

Help your merchants sell into the US.
Without the US setup.

Give your merchants access to US Pay by Bank, USD collection accounts, settlement, refunds, and risk controls. Fast to launch and white labelled.

  1. 01
    Risk checked before every paymentOnly approved, low risk payers are allowed through.
  2. 02
    One click repeat paymentsReturning customers pay faster with a simple verification step.
  3. 03
    Built for US and non US merchantsMerchants can collect from US customers without needing a US entity.
  4. 04
    Local USD accounts includedCollection, settlement, refunds, and payouts handled through local USD accounts.
TREASURY INFRASTRUCTURE · POST PAYMENT WORKFLOWS

The treasury layer behind your payments offering.

Give your merchants one place to manage money after payment, across Shop Pay, Amazon, card settlements, and Pay by Bank. Automate tax reserves, FX, payouts, and other workflows.

treasury · acme studios
connected
Balances£491,269.55
£
GBP
£142,308.45
UK receiving account
$
USD
$198,440.12
US receiving account
$
USD
$64,118.07
US tax account
Auto-reserve · product, city & state
€
EUR
€86,402.91
EU receiving account
Recent activity
AmountTypeFromToDate
+£12,480.00PaymentShopify · order #41928GBP · Receiving7 May
−$1,632.18ReserveUSD · ReceivingUSD · Tax7 May
−€4,210.00PayoutEUR · ReceivingAcme Studios7 May
+$8,920.50PaymentStripe · batch 22-04USD · Receiving6 May
−£2,150.00ConvertGBP · ReceivingEUR · Receiving6 May
Workflows
on
WhenUSD payment lands
  1. 1Reserve taxby product · city · state
  2. 2Convert to GBPUSD → GBP · 0.7912
  3. 3Split supplier cost60% · supplier share
  4. 4Pay supplierGZBT Co Ltd · CNY
  5. 5PayoutT+0 · Faster Payments
MERCHANT ONBOARDING

Two ways to onboard your merchants.

Control everything end-to-end through the Partner API, or start with a white-labeled console. No integration required.

APartner API
FULL CONTROL · WEBHOOK-DRIVEN

Quidkey is invisible. Your product is the only thing your merchants see.

// Onboard a merchant from your portal
const merchant = await quidkey.merchants.create({
  brand_name: "Example Brand",
  uri: "example-merchant.com",
  category_code: "4816",
  country: "AU",
});
// → merchant created · KYB started, webhook fires
  • KYB & onboarding APIs (or bring your own)
  • Accounts, ledger, payments, refunds, payouts
  • Webhooks + sandbox / production parity
BWhite-labeled console
ZERO INTEGRATION · LIVE IN A DAY

Your domain, your brand. We host the merchant console underneath.

console.yourbrand.com
your brand
Onboard a merchantStep 1 of 2
Create merchant
  • Your domain · logo · colors
  • Branded merchant console
  • Live in a day, no integration
NEXT STEP

Become a partner. Live in days.

We're onboarding PSPs and fintechs across the US, UK, EU, and AU. Book a 30-minute call to talk through your coverage gaps and a path to production.

Book a partnership callEmail partners@quidkey.com
US · UK · EU · AULive in days