Faster Payouts. No Fraud. No Chargebacks.

Quidkey brings instant cash flow, higher conversions, and zero fraud or chargebacks. Your customers pay with their trusted bank. You focus on your product. We get you paid.

Get Started
Shopify logo representing e-commerce platform Quidkey integrationIframe icon indicating embeddable Quidkey checkout integrationWooCommerce logo showing Quidkey plugin support for WordPress storesMagento logo representing Quidkey integration with enterprise e-commerce systems
Shopify logo representing e-commerce Quidkey platform integration
Iframe icon indicating embeddable Quidkey checkout integration
WooCommerce logo showing plugin support for WordPress stores
Magento logo representing integration with enterprise e-commerce systems
Animated Quidkey payment button cycling through Santander, Lloyds, Barclays, HSBC, Revolut — showcasing secure A2A checkout via open banking integration

Faster Payouts. No Fraud. No Chargebacks.

Quidkey brings instant cash flow, higher conversions, and zero fraud or chargebacks.Your customers pay with their trusted bank. You focus on your product. We get you paid.

Animated Quidkey payment button cycling through Santander, Lloyds, Barclays, HSBC, Revolut — showcasing secure A2A checkout via open banking integration
Shopify logo representing e-commerce platform Quidkey integrationIframe icon indicating embeddable Quidkey checkout integrationWooCommerce logo showing Quidkey plugin support for WordPress storesMagento logo representing Quidkey integration with enterprise e-commerce systems
Icon of stacked coins symbolizing cost savings through reduced transaction fees

Save Over 60% on Fees

Save Over 70% on Transaction Fees*

Reduce fees by eliminating intermediaries.

Icon of network nodes representing access to 3500+ banks and 500M+ customers

Connected to 3500+ Banks

Connected to 3500+ Banks

Reach 500M+ customers effortlessly.

Icon of a click and spark indicating instant plugin-based integration

One-Click Integration

One-Click Integration

Simply install the plugin and you're done.

Expand and Simplify Your Business

Increased Conversion

Streamlined checkout process, reduced payment failures, higher customer satisfaction.

Conversion performance chart with 376% increase and £16,824 in sales, highlighting how Quidkey improves A2A payment conversion through smoother checkout and fewer payment errors

Cross-Border Transactions

Increase revenue — reach new customers, markets, and opportunities.

Cross-border mobile checkout with Nike product and payment options like Barclays A2A, credit card, Apple Pay, and PayPal — demonstrating Quidkey’s seamless international open banking payments without exchange fees

Instant Payouts

Instant access to revenue, enhanced cash flow, greater financial flexibility.

Instant payout flow showing confirmed customer payment and real-time merchant settlement for £115.00 GBP via open banking checkout on NIKE.COM/GB — demonstrating Quidkey's fast A2A transfer capabilities

Bank Security
and Fraud Protection

Bank-owned security with top-tier encryption and secure payment gateways minimizes fraud-related chargebacks and disputes.

Barclays-branded mobile payment screen with Face ID verification, illustrating Quidkey’s secure A2A payments with fraud prevention, biometric ID, and end-to-end encryption

How It Works

01.

Quidkey predicts and auto-selects customer bank for payment.

Quidkey checkout screen showing automated bank selection for customer payment — Barclays preselected for Nike product, demonstrating smart A2A payment flow with multiple options
02.

Customer authorises payment via their bank app.

Barclays mobile banking screen with Face ID login, representing step 2 of Quidkey’s secure A2A payment process — customer authorises payment through their bank app
03

Payment is complete.

Payment confirmation screen showing £115.00 completed via Barclays account, final step of Quidkey’s secure A2A checkout process with instant transaction feedback

Frequently Asked Questions

What is Quidkey and how does it work?

Quidkey is a bank-branded payment solution that predicts and auto-selects the customer’s bank at checkout, simplifying the payment process while enhancing security and customer trust. If Quidkey is unable to accurately predict the customer’s bank, the system seamlessly reverts to the merchant’s settings, ensuring a smooth and uninterrupted checkout experience.

Where is Quidkey available?

Quidkey is available to merchants worldwide selling to UK and EU customers. We handle FX and cross-border payments seamlessly. A closed beta is underway for US customers, with more markets coming soon.

What are the transaction fees?

Quidkey offers competitive and transparent transaction fees to help you maximize your profits. We charge just 1% + £20p/€20c for domestic transactions and 3% + £20p/€20c for cross-border transactions, depending on the country of the customer.  With no hidden fees, Quidkey ensures transparent and cost-effective payment processing. For full pricing details, please visit our pricing page.

Is Quidkey secure and compliant with payment regulations?

Yes, Quidkey is built with security at its core, ensuring that every transaction is safe and your customer’s data is protected at every step. With Quidkey, customers’ banks manage the identification with SCA - Secure Customer Authentication -, verification, and secure processing of payments directly to your merchant account. By adhering to global payment security and privacy standards, Quidkey ensures that all transactions are secure, providing peace of mind to both merchants and customers.

How long does it take to settle a payment?

Domestic transactions settle instantly in the UK and within one business day across the EU. Cross-border payments typically complete in 1–2 business days, depending on the customer’s bank and location. Quidkey offers the fastest settlement times in the market.

How do I integrate Quidkey with my website?

Create an account with Quidkey then install our plug-in with our simple one-click installation process.