Surcharge ban1 October 2026

What will the surcharge ban cost your business?

From 1 October you can no longer pass card processing fees to your customers. You pay them instead. Here's what that looks like on your volume.

Your card volume

per month
check your merchant statement
per transaction
per payment

Pre-filled with Stripe's standard Australian rate, 1.7% + $0.30 on domestic cards. Change it to match your own merchant statement.

Card fees you'll absorb
$120,000
per year
Estimated saving
$41,706
a year, moving 30% of your card volume to Quidkey Pay by Bank at 0.5% + $0.30 a transaction

See where your fees actually go

Set your own card mix and the rate you pay on each card type, then see what steering volume to Pay by Bank would save you.

We store your email so our team can follow up. The box above is optional, and the calculator opens either way.